DECEMBER 2017•JANUARY 2018
volume 100 ⁄ number four
30 Moving Forward: A Growing Economy
The U.S. economy is doing well as the job market posts
impressive gains, the stock market hits new highs, and
consumer confidence reaches its highest level since the
36 Perspectives from the Front Line: 2017 Industry
Insights (Part 3 of 3)
RMA’s Credit Risk Council presents its annual review of the
critical topics affecting the banking industry. This month’s
topics are ways to stay balanced in a benign environment
and data governance.
CREDIT RISK/CONCENTRATION RISK
40 Flying Blind into the Next Recession? Consult a
This article provides a practical framework to mitigate
risk and manage lending growth and exposure as an
inevitable recession approaches.
RICK BUCZYNSKI AND KENNETH I. BROWN
FEDERAL AUTHORITIES are conveying
the message that discriminatory “redlining”
practices have become an increasing concern.
SPECIAL CENTENNIAL SECTION
13 Evolving Through the Decades:
The RMA Journal Celebrates 100 Years
Leading up to its 100th anniversary, each issue of The RMA
Journal will highlight history, RMA milestones, and a Journal
article from a past decade. This month we mark the 1940s.
20 The Impact of Hurricanes on Banking Operations:
Preparation and Recovery
The difference between having a broad-in-scope hurricane
risk management plan and not having one can be costly to
shareholders and disruptive to clients.
OPERATIONAL RISK/REPUTATION RISK
26 The Toronto Chapter’s 2017 CRO Panel Discussion:
The Changing Shape of Risk
Top issues discussed at a recent panel event hosted by
RMA’s Toronto Chapter included reputation risk, fintech and
technology, cybersecurity, and the international scene.